> For the complete documentation index, see [llms.txt](https://docs.jgopay.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.jgopay.com/jian-ti-zhong-wen/bank-codes.md).

# 银行代码

创建[提现](/jian-ti-zhong-wen/create-withdrawal.md)时，必须提供 `bank_code` 来标识目标银行或电子钱包。JGoPay 会自动将您的银行代码映射为网关侧代码。

MYR 提现共支持 31 个银行代码。

## 马来西亚银行

| 银行代码          | 银行名称                              |
| ------------- | --------------------------------- |
| `MY_MBB`      | Maybank（马来亚银行）                    |
| `MY_CIMB`     | CIMB Bank（联昌国际银行）                 |
| `MY_PBB`      | Public Bank（大众银行）                 |
| `MY_RHB`      | RHB Bank（兴业银行）                    |
| `MY_HLB`      | Hong Leong Bank（丰隆银行）             |
| `MY_AMB`      | AmBank（大马银行）                      |
| `MY_AFFIN`    | Affin Bank（艾芬银行）                  |
| `MY_ALLIANCE` | Alliance Bank（联昌联盟银行）             |
| `MY_ISLAM`    | Bank Islam（伊斯兰银行）                 |
| `MY_MUAMALAT` | Bank Muamalat（穆阿马拉特银行）            |
| `MY_BSN`      | Bank Simpanan Nasional（国民储蓄银行）    |
| `MY_AGRO`     | Agrobank（农业银行）                    |
| `MY_OCBC`     | OCBC Bank（华侨银行）                   |
| `MY_HSBC`     | HSBC Malaysia（汇丰银行）               |
| `MY_SCB`      | Standard Chartered Malaysia（渣打银行） |
| `MY_UOB`      | UOB Malaysia（大华银行）                |
| `MY_CITI`     | Citibank Malaysia（花旗银行）           |
| `MY_DEUTSCHE` | Deutsche Bank Malaysia（德意志银行）     |
| `MY_BKRM`     | Bank Kerjasama Rakyat（人民合作银行）     |
| `MY_MBSB`     | MBSB Bank                         |
| `MY_AEON`     | AEON Credit（永旺信贷）                 |
| `MY_ALRAJHI`  | Al Rajhi Bank（拉吉希银行）              |
| `MY_BOA`      | Bank of America（美国银行）             |
| `MY_BOC`      | Bank of China（中国银行）               |
| `MY_BNP`      | BNP Paribas（法国巴黎银行）               |
| `MY_BKK`      | Bangkok Bank（盘谷银行）                |
| `MY_CCBM`     | China Construction Bank（中国建设银行）   |

## 马来西亚电子钱包

| 代码          | 钱包名称        |
| ----------- | ----------- |
| `MY_TNG`    | Touch 'n Go |
| `MY_BIGPAY` | BigPay      |
| `MY_GXBANK` | GX Bank     |

## 使用示例

```json
{
  "amount": 500.00,
  "currency": "MYR",
  "reference_id": "WD20260325001",
  "bank_code": "MY_MBB",
  "account_number": "1234567890",
  "account_name": "Ahmad bin Ali",
  "method": "BANK"
}
```

您提供的 `bank_code` 会被自动转换为正确的网关侧代码。无论最终由哪个网关处理提现，您始终使用上表中的标准代码即可。

> **注意：** 以上代码用于**提现**。FPX 充值选行（`metadata.provider_channel_id`）请改用[支付方式](https://docs.jgopay.com/jian-ti-zhong-wen/pages/SbTu79bJ3Qq30bam3c80#fpx-银行代码)中的 FPX/RPP 代码。

## 银行列表接口（需认证）

您也可以通过 API 获取银行列表：

```
GET /api/v1/payment/banks?currency=MYR
Authorization: Bearer <merchant_token>
```

未传 `currency` 时，默认为您商户配置的货币。


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